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Borrower Resources

Why Use A Mortgage Broker, Not A Bank

A mortgage broker will shop many different lenders, and will offer you many different rates and programs from multiple sources. A mortgage broker is working for you, not the lenders/banks. Your local bank or credit union will only offer you what their institution offers, which is typically very limited. With a mortgage broker such as Daniel Litvin, you get the best personalized loan program and the best rate. Your broker is looking out for you; saving you time, frustration, and a considerable amount of money over the life of your loan.

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Often the best loan type for clients with good credit and a modest down payment. Benefits of conventional loans include no upfront funding fees, cancellable Private Mortgage Insurance, minimum down payment ranges of 5% and typically has lower monthly costs for PMI. Common loan terms are 30 or 15 years. Call us to get exact numbers. (248) 608-RATE
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