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Conventional Home Loans

Conventional loans are used for primary residence, second homes and investment properties, and are Fannie Mae (FNMA) and Freddie Mac (FHLMC) insured.

  • Used for loan amounts equal to or less than $647.200
  • Purchase / Refinance (rate and term AND cash out)
  • Home Ready / Home Possible (first time home buyers – income qualifications apply)
  • Construction Draw Loans
  • Renovation Loans
  • Fixed Rate & Adjustable Rate options available

Loan Terms available:

Custom terms between 8 to 29 years are also available.

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30 Year Fixed Mortgages.

Conventional loans are the nation’s most popular financing choice when buying or refinancing a home. The 30 year fixed mortgage offers the security of knowing your payment will never change.

With conventional loans, you can:

  • Buy a home with as little as 3% down.
  • Refinance your home up to 95% of its current appraised value.
  • No upfront government fees…ever.
  • Offering the best interest rates as compared to other loan programs.

Although 30 year fixed rate terms are the most popular loan term for a conventional loan, we also offer conventional loans with terms starting at 8 years all the way through 30 years to meet your individual needs.

Adjustable rate loan terms are also available, ranging from a 3 year ARM to 7 year ARM.

Conventional Home Loans Michigan
Equal Housing Opportunity

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