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Michigan FHA Home Loans

Low Down Payments + Easier Qualification = Your Next Home!

The FHA home loan is just about the easiest loan to qualify for when buying or refinancing a home. It’s insured by the Federal government and offers relaxed underwriting guidelines allowing more people to qualify.

FHA for Home Buyers

  • Credit scores as low as 580.
  • 3.5% down buys you a home – can include gifts.
  • Seller can pay most of your closing costs – up to 6% of the purchase price.
  • Fixed rate loan terms of 15 and 30 years.
  • Adjustable Rate terms of 3 and 5 years.

If you already have a FHA loan you may qualify for a Streamline Refinance saving you time and money!

FHA for Refinancing

  • Refinance up to 97.75% for non-FHA existing loans.
  • Take up to 80% cash out of your home for any reason.

FHA Streamline Refinancing skips the appraisal and income verification process! Whether you’re buying a home or refinancing your existing one, FHA has some terrific loan features.

Easy Quote

Pop Out Request Form

FHA Loan Uses

FHA loans are used for a primary residence only and are HUD insured.

  • Purchase / Refinance (rate and term AND cash out)
  • 203K Renovation Loans
  • Fixed Rate & Adjustable-Rate options available
  • 30 and 15 year terms available
Equal Housing Opportunity

NMLS Company Look Up | NMLS #128031