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USDA Rural Development Loan

Zero-Down Home Loans

The USDA Rural Development loan provides 100% financing of a home in a RD eligible area. Over 85% of Michigan is geographically eligible for this loan. RD offers more relaxed guidelines than traditional loans.

The Rural Development loan offers:

  • No down payment.
    Low monthly mortgage insurance.
  • Seller can pay for most, if not all your closing costs.
    640 credit score required.

Bringing affordable housing to rural America.

Click here for a map of eligible USDA-RD areas.

Easy Quote

Pop Out Request Form

You can still buy a home with Zero Down!

USDA Rural Development Loans are used for a primary residence only and are HUD insured.

  • Purchase / Refinance (rate and term AND cash out)
  • Income and Geographic restriction apply
  • Fixed Rate & Adjustable-Rate options available
  • 30 year terms available
Equal Housing Opportunity

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